Manage Money the Way Lebanon Works
Excel to empowerment. Built for couples managing cash, remittances, and multiple currencies. No bank account needed.
Stop Excel arguments. Start one shared truth.
No credit card required. All features unlocked during launch period.
Cash-First
No bank needed
Multi-Currency
All currencies supported
Shared View
Both partners see it
Our Finances
December 2024
Net Worth
$47,850
Top Categories
Recent Transactions
Grocery Shopping
Dec 15
Salary Deposit
Dec 14
Restaurant Dinner
Dec 13
Financial Health
The Couple Finance Reality in Lebanon
We understand because we live it too.
60% of Your Life is Cash. So Are Your Finances.
Cash is the baseline of Lebanon's economy. You earn cash. You spend cash. You lend in cash. You receive remittances in cash. Yet most finance apps pretend this reality doesn't exist. They push bank integration (impossible in Lebanon). They assume you have a checking account (you might not).
Jointly is built for cash. No bank connection required. No assumptions. Just the truth about how you actually manage money.
Salary + Freelance Cash + Remittances = Financial Chaos
Your household doesn't have one income stream. You have: one salary (maybe). Freelance work (cash, informal). Family remittances (from abroad or to relatives). One of you tries to track it all in Excel. Updates go out of sync. Neither of you knows if you can afford rent this month. You argue. Nobody's happy.
Jointly is that system. One shared view. Both partners always see the current balance. No more surprises. No more fights.
Excel Works Until It Doesn't
You've been using a shared Excel sheet for two years. It worked at first. Now one person updates it, the other doesn't check for days. Someone forgets to log yesterday's €50 cash spend. Suddenly nobody knows the actual balance. You fight. You try to recreate history from memory. This isn't financial management; it's chaos.
Stop. Switch to Jointly. One tap per transaction. Both partners see it instantly. No spreadsheet nightmares. No forgotten entries. One shared truth.
Three Steps to Financial Transparency
Simple. Intentional. Built for Lebanon.
Download & Both Join
You both download Jointly. Create a shared project. Invite your partner. Done. No bank login required. No waiting for API access. No complicated setup.
Add Accounts & Log Transactions
Add your money containers: cash wallet, bank account, savings, investments—in any currency (USD, EUR, LBP, AED). Log transactions as you spend. One tap per transaction. Ten seconds per entry.
See Your Shared Truth
Both of you see your combined net worth. Where money is going. What's left. No surprises. No hidden spending. One shared dashboard, always synced. Financial transparency = relationship peace.
Built for Lebanese Couples
Whether you're in Beirut or Paris, earning formally or freelancing, sending money home or receiving it.
For Couples Managing Lebanon's Financial Reality
Rami earns a salary. Nour freelances in cash. Together they help family members, manage rent, and handle daily expenses. For three years they used Excel. Updates went out of sync constantly. They fought about money weekly. They switched to Jointly. Within days: problem solved.
Start FreeFor Couples Separated by Geography, United by Finances
He works in France earning €4,500/month. She's in Beirut freelancing in cash, earning ~$300/month equivalent. Every month he sends €1,500 home via wire transfer. But tracking it? Budgeting it? Managing exchange rate fluctuations? It's scattered across bank transfers, WhatsApp messages, and confusion. With Jointly, they have one shared fund. One truth about their combined finances, despite being 3,000km apart.
Start FreeFor Couples Done With Spreadsheets
They used an Excel sheet for three years. Works great at first. By year three: one person updates, other doesn't check. Nobody remembers what the balance actually is. Arguments happen. Reconciliation is painful. They switched to Jointly out of desperation. Took 15 minutes to set up. Two weeks later: "Why didn't we do this sooner?"
Start FreeEverything You Need. Nothing You Don't.
Features designed for how Lebanese couples actually manage money.
You Think Before You Spend
Manual entry isn't a limitation—it's intentional. When you log every transaction, you become aware of your spending. You can't hide money from your partner. This awareness stops arguments before they start.
One Shared Balance. Both Always See It.
One partner logs a transaction. The other sees it instantly. No waiting for bank sync. No "did you update the sheet?" texts. Both of you always know: How much do we have? No surprises.
Every Currency, One Dashboard
Salary in USD? Freelance income in cash LBP? Savings in EUR? Family remittances in AED? Jointly supports all currencies. Automatic exchange rate conversion. One dashboard shows your total wealth.
Works Perfectly With Cash
Most finance apps force you to connect your bank account. Lebanese banks don't have open APIs. Jointly doesn't need them. Works beautifully with cash wallets, informal income, and remittances.
Your Money Stays Private
Privacy mode blurs amounts when someone's watching. Your financial details aren't shared with banks, advertisers, or third parties. It's just you and your partner. Privacy you control.
Learn Why Transparency Matters
Jointly University teaches you and your partner why tracking money together stops relationship fights. Free courses on budgeting, transparency, and financial health. All courses free, even for free users.
Install on Your Phone. Use Anywhere.
Jointly is a Progressive Web App. Install it like a native app on iOS or Android. No app store needed.
Insights
Monthly Spending
Top Categories
Financial Health
85/100
Good morning
Our Finances
Total Balance
$47,850
Recent
Add Transaction
Amount
Category
Groceries
Account
Cash Wallet
Note
Weekly groceries...
Meet Your Personal Finance AI
Ask questions in plain language. Get instant insights about your spending, savings, and financial health. No spreadsheet formulas. No manual calculations. Just ask.
Spending Analysis
"What did we spend on food last month?"
Affordability Checks
"Can we afford a vacation next month?"
Budget Insights
"Are we on track with our savings goal?"
Jointly AI Agent
Online
What's my most expensive category this month?
Based on your December transactions, Housing is your largest expense at $1,850 (42% of spending). This includes rent ($1,500) and utilities ($350). Your second largest is Food & Dining at $650 (15%).
Can we afford a $500 weekend trip next month?
Looking at your finances: You have $2,350 in available cash and your average monthly surplus is $1,200. A $500 trip would leave you with a healthy buffer. Yes, you can afford it without impacting your savings goals.
One Plan. One Price. Both Partners.
All features unlocked during launch. Subscription starts later.
Free
Try it out
per project
Paid
Everything unlocked
per project
How it works
Each project is a shared financial space. Most couples manage one project (household finances). Some create multiple projects for different financial relationships (business, family support, etc.). Each project: $6.99/month.
One household
$6.99/month
Household + business
$13.98/month
Multiple projects
$6.99 each
Hit your 50 transaction limit? Upgrade to $6.99/month for unlimited. Most couples upgrade here because insights become too valuable to miss.
Built on Trust. Designed for You.
We understand post-crisis Lebanon. Your trust matters.
We're Lebanese. We Live This.
Jointly wasn't designed by Silicon Valley VCs trying to 'fix' Lebanon's finances. We're a Lebanese couple who faced these exact problems. We built Jointly for ourselves and people like us. That's why it actually works for your life, not some idealized Western banking system.
Your Data Doesn't Get Sold
We don't integrate with Lebanese banks. We don't track you for advertisers. We don't sell your financial data to credit card companies or insurance firms. Your financial information stays between you and your partner. Period. We're not profiting off your personal data.
Designed for Privacy in a Connected World
Privacy mode blurs money amounts on screen if someone's watching. Your financial details never leave your devices without encryption. We built Jointly because we understand why Lebanese couples need privacy and control in a complicated financial environment.
No Pretending. No Judgment.
Jointly accepts your financial reality: cash-based economy, informal income, remittances, multiple currencies, informal lending between family members. We're not trying to force you into a Western banking system. We built for Lebanon. For how you actually live.
Real Couples, Real Results
Lebanese couples who stopped fighting about money.
“We were drowning in Excel spreadsheets. Updates went out of sync. We fought constantly about money because neither of us actually knew if we had enough. Switched to Jointly in 15 minutes. Two weeks later: we're not fighting about money anymore. Finally, we have one source of truth.”
Rami & Nour
Beirut, Lebanon
Ready to stop fighting about money?
Join Lebanese couples who found their one shared truth. Start free today—no credit card, no bank connection, no complicated setup.
No credit card required. 50 transactions included free.